What are Credits?

Learn how credits work and how they're consumed

What are credits?

Credits are Nimind's standard unit of measurement for platform usage. Think of them as tokens that power your AI agents - the more complex or lengthy the task, the more credits it requires.

Types of Credits

Nimind uses two types of credits to give you flexibility in how you manage your usage:

Expiring Credits
Monthly subscription credits

These credits are included with your paid subscription and are renewed automatically each month on your subscription date. They expire at the end of each billing cycle and are always consumed first before any non-expiring credits.

Non-Expiring Credits
Permanent credits that never expire

These credits never expire and carry over month to month. They include top-up purchases, refunds, and promotional grants. Non-expiring credits are only used after your expiring credits have been depleted.

How Credits Work

Credits are consumed based on the resources your AI agents use:

AI Model Usage
The primary driver of credit consumption

Different AI models have different costs based on their capabilities and token usage. Credits are consumed for input tokens (your prompts and context), output tokens (agent responses), and vary by model tier (GPT-4, Claude, etc.).

Pricing Model
20% markup on AI model costs

We apply a 20% markup on all API and model costs to cover platform infrastructure, security, and ongoing development. This transparent pricing ensures you know exactly what you're paying for.

Getting More Credits

There are several ways to obtain credits in Nimind:

Monthly Subscription Credits
Included with your paid plan and renewed automatically each month. These are expiring credits.
Top-Up Credits
Purchase additional credits when you need them. These are non-expiring and available to premium members.
Promotional & Event Grants
Bonus credits from special events, promotions, or referrals. These are non-expiring.
Refunds
Credits returned due to technical issues or failed tasks. These are non-expiring.

Tracking Your Usage

Monitor your credit consumption through the Settings panel:

Settings → Billing
View your current credit balance and breakdown between expiring and non-expiring credits
Settings → Usage
Track credit consumption by thread and conversation to identify your most resource-intensive chats

Optimizing Credit Usage

Make your credits go further with these optimization strategies:

Choose Appropriate Models
Use smaller, more efficient models for simpler tasks. Save advanced models like GPT-4 for complex reasoning.
Provide Clear Instructions
Well-defined tasks reduce back-and-forth with the agent, saving tokens and credits.
Monitor Your Usage
Regularly check the Usage tab to identify which conversations consume the most credits and adjust accordingly.
Leverage Prompt Caching
Repeated conversations in the same thread benefit from prompt caching, reducing token costs significantly.

Need Help?

If you notice any discrepancies in your credit usage or have questions about billing: